फेरि घट्यो बैंकको ब्याजदर, कुन बैंककाे कति घट्यो?
माघ महिनामा ८.१६ प्रतिशतविन्दु रहेको व्यक्तिगत मुद्दति निक्षेपमा बैंकहरुको औषत ब्याजदर, फागुनमा घटेर ७.७५ प्रतिशतविन्दुमा सीमित भएको छ।
त्यसैगरी, संस्थागत मुद्दति निक्षेपमा पनि बैंकहरुको औषत ब्याजदर ०.३७५३ प्रतिशतविन्दु घटेको छ।
फागुन महिनामा हिमालयन बैंक, एभरेष्ट बैंक, लक्ष्मी सनराइज बैंक र माछापुच्छ्रे बैंकले भने माघ महिनाकै ब्याजदरलाई निरन्तरता दिएका छन्।
फागुन महिनाका लागि सर्वाधिक ब्याजदर घटाउने बैंक सिटिजन्स बैंक रहेको छ। माघ महिनामा व्यक्तिगत मुद्दतिमा ९.१५ प्रतिशत ब्याज दिएको यस बैंकले फागुन महिनामा अधिकतममा ८.२५ प्रतिशत ब्याज दिने भएको छ। बैंकले व्यक्तिगत मुद्दति निक्षेपको ब्याजदर ०.९० प्रतिशतविन्दु घटाएको हो। सबैभन्दा कम घटाउनेमा एनआईसी एशिया बैंक रहेको छ। बैंकले व्यक्तिगत र संस्थागत दुवैमा ०.०६५% ले ब्याजदर घटाएको छ।
विस्तृत विवरण:
(Rate in %)
| S.No | Commercial Banks |
Individual (Magh) |
Institutional (Magh) |
Individual (Falgun) |
Institutional (Falgun) |
Individual Diff. |
Institutional Diff. |
| 1 | Citizens Bank International | 9.15 | 6.6 | 8.25 | 6.15 | -0.9 | -0.45 |
| 2 | Agriculture Development Bank | 7.26 | 5.76 | 6.443 | 4.443 | -0.817 | -1.317 |
| 3 | Nepal Bank | 8 | 6 | 7.25 | 5.25 | -0.75 | -0.75 |
| 4 | Rastriya Banijya Bank | 8.07 | 6.07 | 7.35 | 5.35 | -0.72 | -0.72 |
| 5 | Standard Chartered Bank | 8.07 | 5.25 | 7.35 | 5.25 | -0.72 | 0 |
| 6 | Prime Commercial Bank | 8.1 | 6.1 | 7.4 | 5.4 | -0.7 | -0,7 |
| 7 | Sanima Bank | 8.15 | 6.15 | 7.51 | 5.51 | -0.64 | -0.64 |
| 8 | Nepal Investment Mega Bank | 8.6 | 6.6 | 8 | 6 | -0.6 | -0.6 |
| 9 | Prabhu Bank | 8.065 | 6.065 | 7.5 | 5.5 | -0.565 | -0.565 |
| 10 | NMB Bank | 9 | 7 | 8.5 | 6.5 | -0.5 | -0.5 |
| 11 | Global IME Bank | 8.1 | 6.1 | 7.6 | 5.6 | -0.5 | -0,5 |
| 12 | Nabil Bank | 8.1 | 6.1 | 7.75 | 5.75 | -0.35 | -0.35 |
| 13 | Nepal SBI Bank | 8.25 | 6.25 | 8.1 | 6.1 | -0.15 | -0.15 |
| 14 | Kumari Bank | 8.11 | 6.11 | 8.01 | 6.01 | -0.1 | -0.1 |
| 15 | Siddhartha Bank | 8.1 | 6.1 | 8 | 6 | -0.1 | -0.1 |
| 16 | NIC Asia Bank | 8.065 | 6.065 | 8 | 6 | -0.065 | -0.065 |
| 17 | Himalayan Bank | 8.15 | 6.15 | 8.15 | 6.15 | 0 | 0 |
| 18 | Everest Bank | 8 | 6 | 8 | 6 | 0 | 0 |
| 19 | Laxmi Sunrise Bank | 8 | 6 | 8 | 6 | 0 | 0 |
| 20 | Machhapuchchhre Bank | 8 | 6 | 8 | 6 | 0 | 0 |
| Average | 8.167 | 6.1235 | 7.75815 | 5.74815 | -0.40885 | -0.37535 |
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