FY (079-80) Q4 , Top 10 Commercial Banks in NEPSE with highest EPS.

This article represents the earnings per share (EPS) of the top 10 companies in Nepal for the fourth quarter (Q4) of the fiscal year 079-80. Before reviewing companies, lets learn about the important terms used: 

1. LTP (Last Traded Price): LTP is the most recent price at which a particular security, such as a stock or bond, was traded on a given exchange. It reflects the most up-to-date valuation of the asset based on the most recent transaction.

2. Market Capitalization: Market capitalization, often referred to as market cap, is the total value of a publicly-traded company's outstanding shares of stock. It is calculated by multiplying the current market price of a single share by the total number of outstanding shares. Market cap is used to gauge a company's size and is a key factor in determining its position in the stock market.

3. Paid-Up Capital: Paid-up capital represents the total amount of capital that a company has received from shareholders in exchange for shares of stock. It's the portion of a company's authorized capital that has been issued to and paid for by shareholders.

4. 52 Weeks High/Low: This refers to the highest and lowest prices at which a particular security has traded over the past 52 weeks (one year). These values provide investors with an idea of the price range within which the security has fluctuated during that time period.

5. EPS TTM (Earnings Per Share Trailing Twelve Months): EPSTTM is a measure of a company's profitability. It calculates the earnings per share for the most recent 12-month period, reflecting the company's net income divided by the weighted average number of outstanding shares during that time.

6. EPS Reported: This is the earnings per share reported by a company for a specific reporting period, such as a quarter or year. It represents the company's net income attributable to each outstanding share of common stock.

7. P/E Ratio TTM (Price-to-Earnings Ratio Trailing Twelve Months): The P/E ratio TTM is a valuation metric that compares a company's current stock price to its earnings per share over the past 12 months. It is used to assess how the market values a company's earnings.

8. P/B Ratio (Price-to-Book Ratio): The P/B ratio compares a company's stock price to its book value per share. Book value is the net asset value of a company, and the ratio is used to evaluate whether a stock is undervalued or overvalued relative to its accounting book value.

9. ROE TTM (Return on Equity Trailing Twelve Months): ROE TTM measures a company's profitability by calculating the return on shareholders' equity over the past 12 months. It's expressed as a percentage and indicates how efficiently a company is generating profits from shareholders' investments.

10. Book Value: Book value is the total value of a company's assets minus its total liabilities. It represents the net asset value of the company and is sometimes referred to as shareholders' equity. Book value per share is often used to assess the intrinsic value of a company's stock.

Let's review each company individually based on their EPS performance:

1. NICA (NIC Asia Bank Ltd.)
   - (079/80) Q4 EPS : 40.22
   - NIC Asia Bank Ltd. displayed the highest EPS among the top 10 companies. This suggests that the bank performed exceptionally well in the final quarter of the fiscal year, indicating strong profitability and potentially effective management of resources. NIC Asia Bank Ltd. is a prominent financial institution, with a last traded price (LTP) of NPR 775 (As of September 7th, 2023) and a significant market capitalization of NPR 89.74 billion. The bank's paid-up capital stands at NPR 11.56 billion, indicating a robust financial foundation. Over the past 52 weeks, NIC Asia Bank's stock has traded within a range of NPR 603.1 to NPR 845, showcasing both historical stability and recent market movements. In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 40.22 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 19.27. This P/E ratio is in line with its 3-5 years average of 19.43, suggesting that the stock may be fairly valued. The price-to-book (P/B) ratio is 3.02, which is slightly lower than its historical average of 3.53. NIC Asia Bank Limited demonstrates a commendable return on equity (ROE) of 16.78%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 256.41 (Book Close Adjusted). In summary, NIC Asia Bank Ltd. is a notable financial institution with a strong financial position and a stock that appears to be fairly valued relative to historical metrics. It represents an interesting opportunity for investors seeking stability and potential value in the banking sector.

2. SCB (Standard Chartered Bank)
   - (079/80) Q4 EPS: 37.39
   - Standard Chartered Bank also reported a robust EPS in Q4. This multinational bank maintained consistently strong earnings, reflecting stability in its financial performance. Standard Chartered Bank Limited, is a well-established financial institution with a last traded price (LTP) of NPR 553.70 (As of September 7th, 2023) and a market capitalization of NPR 52.57 billion. The bank's paid-up capital is NPR 9.43 billion, reflecting a solid financial foundation.Over the past 52 weeks, Standard Chartered Bank's stock has seen a high of NPR 580 and a low of NPR 392, indicating both historical strength and fluctuations.In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 37.39 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 14.81. This P/E ratio is below its 3-5 years average of 23.62, suggesting that the stock may be attractively valued. The price-to-book (P/B) ratio is 2.59, which is also lower than its historical average of 2.97.Standard Chartered Bank Limited demonstrates a robust return on equity (ROE) of 18.56%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 213.98 (Book Close Adjusted).In summary, Standard Chartered Bank Limited is a reputable financial institution with a strong financial position and a stock that may be considered attractively valued relative to historical metrics. It presents an appealing opportunity for investors seeking stability and potential value in the banking sector.

3. EBL (Everest Bank Limited)
   - (079/80) Q4 EPS: 31.72
   - Everest Bank Limited demonstrated a healthy EPS in the fourth quarter. This performance suggests that the bank continued to be a competitive player in the banking sector. Everest Bank Limited is a well-established financial institution, with a last traded price (LTP) of NPR 590 (As of September 7th, 2023) and a market capitalization of NPR 64.30 billion. The bank's paid-up capital is NPR 10.70 billion, demonstrating a strong financial base.Over the past 52 weeks, Everest Bank's stock has reached a high of NPR 628 and a low of NPR 430, suggesting both recent growth and stability in its share price.In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 31.72 for the trailing twelve months (TTM), with a price-to-earnings (P/E) ratio of 18.60. This P/E ratio is slightly below its 3-5 years average of 23.79, indicating that the stock may be attractively valued. The price-to-book (P/B) ratio is 2.48, which is also lower than its historical average of 2.78.Everest Bank demonstrates a respectable return on equity (ROE) of 14.20%, indicating efficient use of shareholder equity. The bank's book value is NPR 238.33 (Book Close Adjusted).In summary, Everest Bank Limited is a reputable financial institution with a solid financial position, a history of profitability, and a stock that may be considered attractively valued relative to its historical metrics. It appears to be an interesting option for investors.

4. NABIL (Nabil Bank Limited)
   - (079/80) Q4 EPS: 27.82
   - Nabil Bank Limited posted a solid EPS, indicating a stable financial position. The bank likely managed its assets effectively during this period. Nabil Bank Limited is a significant player in the financial sector, with a last traded price (LTP) of NPR 577.20 (As of September 7th, 2023) and an impressive market capitalization of NPR 157.20 billion. The bank's paid-up capital is NPR 27.06 billion, demonstrating strong financial stability. Over the past 52 weeks, Nabil Bank's stock has reached a high of NPR 913 and a low of NPR 574.30, indicating both historical strength and recent market fluctuations. In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 27.82 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 20.75. While slightly below its 3-5 years average of 28.70, this P/E ratio still suggests that the stock may be reasonably valued. The price-to-book (P/B) ratio is 2.69, lower than its historical average of 4.04. Nabil Bank maintains a respectable return on equity (ROE) of 13.83%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 214.69 (Book Close Adjusted). In summary, Nabil Bank Limited is a prominent financial institution with strong financial metrics, a history of profitability, and a stock that may be considered reasonably valued relative to historical averages. It presents an attractive opportunity for investors seeking stability and potential growth in the financial sector.

5. NBL (Nepal Bank Limited)
   - (079/80) Q4 EPS: 23.22
   - Nepal Bank Limited's EPS was substantial, showing consistent performance. The bank likely maintained a strong presence in the market. Nepal Bank Limited, is a significant financial institution with a last traded price (LTP) of NPR 249 (As of September 7th, 2023,) and a market capitalization of NPR 36.59 billion. The bank's paid-up capital stands at NPR 14.69 billion, reflecting a substantial financial foundation. Over the past 52 weeks, Nepal Bank's stock has traded in a range from NPR 240 to NPR 296, indicating moderate price fluctuations. In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 23.22 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 10.72. This P/E ratio is below its 3-5 years average of 13.75, suggesting that the stock may be attractively valued. The price-to-book (P/B) ratio is 1.00, which is also lower than its historical average of 1.23. Nepal Bank Limited demonstrates a return on equity (ROE) of 9.53%, indicating efficient use of shareholder equity. The bank's book value is NPR 248.94 (Book Close Adjusted). In summary, Nepal Bank Limited is a substantial financial institution with a strong financial position and a stock that may be considered attractively valued relative to historical metrics. It could be an appealing choice for investors looking for stability and value in the banking sector.

6. SBL (Siddhartha Bank Limited)
   - (079/80) Q4 EPS: 22.64
   - Siddhartha Bank Limited's EPS was respectable, indicating a decent financial performance. The bank may have made prudent financial decisions during this quarter. Siddhartha Bank Limited is a notable financial institution, with a last traded price (LTP) of NPR 251 (As of September 7th, 2023) and a market capitalization of NPR 36.15 billion. The bank maintains a paid-up capital of NPR 14.09 billion, indicating a substantial financial base. Over the past 52 weeks, Siddhartha Bank's stock has traded within a range of NPR 239.1 to NPR 339, showcasing both historical stability and recent market movements. Regarding financial performance, the bank reported an earnings per share (EPS) of NPR 22.64 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 11.09. This P/E ratio is lower than its 3-5 years average of 15.63, suggesting that the stock may be attractively valued. The price-to-book (P/B) ratio is 1.39, also below its historical average of 2.03. Siddhartha Bank Limited demonstrates a respectable return on equity (ROE) of 13.80%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 180.73 (Book Close Adjusted). In summary, Siddhartha Bank Limited is a notable financial institution with a strong financial position and a stock that may be considered attractively valued relative to historical metrics. It offers an appealing option for investors looking for stability and potential value in the banking sector.

7. SBI (Nepal SBI Bank Limited)
   - (079/80) Q4 EPS: 22.15
   - Nepal SBI Bank Limited reported a stable EPS, suggesting that it continued to be a reliable player in the banking industry. Nepal SBI Bank Limited is a significant financial institution, with a last traded price (LTP) of NPR 327 (As of September 7th, 2023) and a market capitalization of NPR 33.39 billion. The bank's paid-up capital stands at NPR 10.12 billion, indicating a strong financial foundation. Over the past 52 weeks, Nepal SBI Bank's stock has traded in a range from NPR 256.9 to NPR 374, demonstrating both historical stability and recent market fluctuations. In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 22.15 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 14.76. While below its 3-5 years average of 24.60, this P/E ratio suggests that the stock may be attractively valued. The price-to-book (P/B) ratio is 1.79, also below its historical average of 2.30. Nepal SBI Bank Limited demonstrates a return on equity (ROE) of 12.62%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 183.12 (Book Close Adjusted). In summary, Nepal SBI Bank Limited is a substantial financial institution with a strong financial position and a stock that may be considered attractively valued relative to historical metrics. It represents an interesting opportunity for investors looking for stability and potential value in the banking sector.

8. SANIMA (Sanima Bank Limited)
   - (079/80) Q4 EPS: 21.02
   - Sanima Bank Limited's EPS was reasonable, indicating steady performance during the quarter. Sanima Bank Limited is a notable financial institution, with a last traded price (LTP) of NPR 290 (As of September 7th, 2023) and a market capitalization of NPR 36.94 billion. The bank maintains a paid-up capital of NPR 12.46 billion, indicating a strong financial base. Over the past 52 weeks, Sanima Bank's stock has traded within a range of NPR 223 to NPR 306, demonstrating both historical stability and recent market movements. Regarding financial performance, the bank reported an earnings per share (EPS) of NPR 21.02 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 13.80. This P/E ratio is slightly below its 3-5 years average of 15.18, suggesting that the stock may be attractively valued. The price-to-book (P/B) ratio is 1.86, also below its historical average of 2.31. Sanima Bank Limited demonstrates a commendable return on equity (ROE) of 17.89%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 155.51 (Book Close Adjusted). In summary, Sanima Bank Limited is a significant financial institution with a strong financial position and a stock that may be considered attractively valued relative to historical metrics. It offers an appealing option for investors looking for stability and potential value in the banking sector.

9. GBIME (Global IME Bank Limited) 

    - (079/80) Q4 EPS: 20.77
   - Global IME Bank Limited is a significant player in the financial sector, with a last traded price (LTP) of NPR 198.3 (As of September 7th, 2023) and an impressive market capitalization of NPR 71.29 billion. The bank's paid-up capital is NPR 35.77 billion, indicating a substantial financial foundation. Over the past 52 weeks, Global IME Bank's stock has traded within a range of NPR 178 to NPR 231, showcasing both historical stability and recent market movements. In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 20.28 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 9.78. This P/E ratio is below its 3-5 years average of 15.43, suggesting that the stock may be attractively valued. The price-to-book (P/B) ratio is 1.21, also below its historical average of 2.02. Global IME Bank Limited demonstrates a commendable return on equity (ROE) of 14.76%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 164.05 (Book Close Adjusted). In summary, Global IME Bank Limited is a significant financial institution with a strong financial position and a stock that may be considered attractively valued relative to historical metrics. It offers an appealing opportunity for investors looking for stability and potential value in the banking sector.

10. ADBL (Agricultural Development Bank Limited)
   - (079/80) Q4 EPS: 20.62
   - Agricultural Development Bank Limited's EPS improved compared to previous quarters, potentially due to better financial management. Agricultural Development Bank Limited is a significant financial institution, with a last traded price (LTP) of NPR 251 (As of September 7th, 2023)* and a market capitalization of NPR 34.44 billion. The bank maintains a paid-up capital of NPR 13.45 billion, reflecting a substantial financial foundation. Over the past 52 weeks, Agricultural Development Bank's stock has traded within a range of NPR 225 to NPR 346, showcasing both historical stability and recent market fluctuations. In terms of financial performance, the bank reported an earnings per share (EPS) of NPR 20.62 for the trailing twelve months (TTM), resulting in a price-to-earnings (P/E) ratio of 12.17. This P/E ratio is below its 3-5 years average of 18.21, suggesting that the stock may be attractively valued. The price-to-book (P/B) ratio is 1.17, also below its historical average of 1.63. Agricultural Development Bank Limited demonstrates a return on equity (ROE) of 9.82%, indicating efficient utilization of shareholder equity. The bank's book value is NPR 214.03 (Book Close Adjusted). In summary, Agricultural Development Bank Limited is a substantial financial institution with a strong financial position and a stock that may be considered attractively valued relative to historical metrics. It represents an interesting opportunity for investors looking for stability and potential value in the banking sector, particularly in the context of agricultural development.

These companies' strong EPS figures in Q4 of fiscal year 079-80 collectively indicate a positive trend in the Nepalese banking sector during that period.