“When left unrestricted, bank interest rates have fluctuated but are now stabilizing,” according to the Bankers’ Association Chairman.

"After Nepal Bankers Association's Chairman, Sunil Keshi, successfully resolved the deadlock through the Bhadra agreement, he observed that bank interest rates have experienced fluctuations. During a press conference today, part of an interaction program organized by the Association for journalists, he noted that banks have aligned their interest rates with their business strategies and positions," the Association stated.

In the absence of a Bhadra agreement and in an open market, banks have indicated their willingness to engage in healthy competition. They have also emphasized their commitment to maintaining stability.

In summary, when examining the situation, interest rates decreased in Shrawan, but some increases were noted in Bhadra. They anticipate that interest rates will stabilize in the near future.